gold-colored Bitcoin by André François McKenzie courtesy of Unsplash.

Crypto 101

by Josh Miller on
Categories
Crypto
Bitcoin
money

Understanding Bitcoin and Crypto: Insights for Clients

A Financial Advisor’s Perspective on the Digital Asset Revolution

As a financial advisor, one of the most common questions I receive is about cryptocurrencies—especially Bitcoin. The world of digital assets can seem overwhelming, but I am here to...

Dollar Cost Average Through Down Markets

by Josh Miller on
Categories
Investing
Stock Market
Market downturns can feel scary. Seeing account balances drop can create the urge to stop investing or wait until markets “feel safer.” But historically, some of the most successful long-term investors follow a different approach: they keep investing consistently—especially during downturns. We call this dollar cost averaging (DCA). Let's look at 2 charts to better understand how DCA can impact portfolio performance.

What If You Maxed Out Your 401K for 45 Years?

by Adam Funk on
Categories
Retirement
401k
Investing
If a 21 year-old puts in $24,500 (2026's max 401K contribution for a 21 year-old) into a 401K for 45 years, he or she will have contributed $1,102,500. But how much will actually be in their account at age 65? Let's do a thought exercise on what this could look like!

Gold vs Bitcoin in 2025

by Josh Miller on
Categories
Crypto
Investments
Gold
Bitcoin
Josh Miller Achieves DACFP Certificate in Blockchain and Digital Assets℠. Read his first crypto blog post comparing qualities of gold and Bitcoin as well as their performance in 2025.

High School Reunion: The Story Behind Savings Coach

by Adam Funk on
Categories
Education
Retirement
Savings
coaching
it’s been 25 years since that reunion—and I can tell you this: the gap still exists. No one teaches us how to manage money. We’re taught how to earn it, but not how to keep it, grow it, or use it in a way that aligns with our values and goals. We are excited to roll out the Race to $100k program to a new generation of young professionals ready to springboard their financial future.

My Journey to Becoming a Millionaire: From Debt to Financial Freedom

by Josh Miller on
Everyone’s financial journey is different, but mine began in a place that many people can relate to—buried under a mountain of student loans and credit card debt. Today, as a financial advisor and coach, I help individuals and families achieve financial independence, and I believe that sharing my personal journey can inspire others to take control of their financial futures.

Saving Coach Adds Josh Miller as Financial Advisor

by Adam Funk on

FOR IMMEDIATE RELEASE

Saving Coach Adds Josh Miller as Financial Advisor

Troy, MI — Savings Coach, a Troy, Michigan based Registered Investment Adviser firm dedicated to helping individuals, families and business owners achieve financial wellness, proudly announces the appointment of Josh Miller as a...

Opening Day of Tax Season 2023

by Adam Funk on
Categories
Tax Planning
tax deadline
Tax season officially starts today January 23rd with IRS processing tax returns today. Thanks Fox 2 Detroit for having me on. Not nearly as exciting as Tiger Baseball opening day, but still a big deal to all of us in the tax prep industry.