No, a 401k is not much of a benefit for most people. A 401k is not more compensation, and it is not anything special that you couldn’t do yourself for most people. A 401k is merely a retirement savings account that you can efficiently move money into directly from your paycheck without it landing in...

Top Strategies for Charitable Giving

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We all have certain causes that we choose to support monetarily. In fact, in 2017, Americans gave more than $410 billion to charities, breaking the $400 billion mark for the first time in history.

But anytime that we give our money to an organization, it’s important to do our due diligence,...

Financial Management Tips

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There are a variety of financial management tools and applications available today that can be used to help you manage your money. From software applications to phone apps, there’s no shortage of help available.

Unfortunately, those apps and software programs can only do what you set them up to do....

Social Security History and Benefits

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Created as a result of the Great Depression, The Social Security Act was signed into law by President Roosevelt in 1935; mainly due to the rise in poverty of the nation’s elderly population. The act was designed to provide retired workers ages 65 and older with a continuing income after retirement....