Why Hitting $100K Invested Is a Game-Changer

Josh Miller |

Think of your first $100K as the hardest level in a video game—once you beat it, everything else levels up faster. This milestone isn't just a nice round number; it's when your money finally starts pulling its weight.

Why $100K Matters

  • Momentum Builder: The first six figures take the longest, but once you hit this mark, compounding does the heavy lifting.
  • Bigger Goals Become Real: Whether it’s a down payment, early retirement, or job flexibility, reaching $100K proves you can build wealth and achieve life changing goals.
  • Freedom to Design Your Life: You may feel like you're no longer stuck on the corporate hamster wheel—you’re building options, whether that’s switching careers, taking a sabbatical, or starting something of your own. 

The Power of Compounding

Take a look at this chart: 👇

📈 Building Wealth Over Time (Assuming $300/month investments at 8% annual returns*)

  • Years 1-15: It takes 15 years to reach $100K 
  • Years 16-30: The next 15 years? Your portfolio explodes to $430K—with the same monthly contribution.
  • Year 40: Congratulations, you are a MILLIONAIRE! At only $300 per month earning 8% per year, even though you would have only contributed $144,000.

That’s the magic of compounding. The money you invested early is now working for you while you focus on living your life.

So, the real question: Do you want to wait 15 years until you hit $100K? Ask us how to we can help or join the Race to $100K by signing up here.

*The 8% interest is an assumption used only for visual purposes and is not a prediction of actual future returns on investments.